PORTAL JURNAL ELEKTRONIK

The Effata Academy of Finance and Banking Journal (Jurnal AKUB Effata) is a scientific publication managed by the Effata Academy of Finance and Banking (AKUB) in Kupang. This journal serves as a platform for disseminating research results, theoretical studies, and practical applications in the fields of finance, banking, economics, business, and technology that support the development of the modern financial sector.
In the spirit of supporting the Tri Dharma Perguruan Tinggi (Three Pillars of Higher Education), this journal serves not only as a means of disseminating knowledge, but also as an academic discussion forum that brings together lecturers, students, researchers, and practitioners. The articles published are expected to contribute significantly to scientific development, increased financial literacy, and innovative solutions to the challenges of business and banking in the digital age.
The focus and scope of the AKUB Effata Journal includes, but is not limited to: Financial management and banking, Accounting and financial information systems, Economics and public policy, Technological innovation in finance and banking, Entrepreneurship and digital business, Human resource development in the financial sector, Published periodically, the AKUB Effata Journal is committed to maintaining academic quality through a rigorous and objective peer-review process. The journal also opens opportunities for authors from various institutions to contribute, thereby expanding scientific networks and improving the quality of national and international research.